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中小學教育資源及組卷應用平臺
2025人教版高中英語必修第三冊
分層跟蹤檢測(一)Listening and Speaking
Ⅰ.閱讀理解
A
(2024廣西北海高一下期末)
Julie had always wanted a bicycle,but her grandfather wanted her to save up for it herself.So he bought Julie a piggy bank.It had an opening through which one could put money in,but the opening was not big enough to reach in and get the money out.The only way to get the money was to break the piggy bank open.Her grandfather explained that was the whole idea:the piggy bank would help save her money so that,at the end of the year,she might have enough for that bike she dreamt about.
For some time,this worked fine.Julie loved shaking the piggy bank and hearing the sound of the coins.As it became heavier,she grew more excited,dreaming about buying her new bike,and all the adventures she could have on it.
Julie thought she wouldn’t break the piggy bank for anything.But one day something unexpected happened.Julie saw a piece of news on the television that a serious earthquake had happened in a nearby province.As many houses were destroyed,a lot of children became homeless.Seeing their shabby (破舊的) clothes and crying faces,Julie was sleepless that night.
Julie knew she should do something.She went to her piggy bank and was about to break it and take out the money when her mind came back to the bike,and she hesitated.Thinking of the look in the eyes of the children hoping for help in the earthquake,Julie grabbed (緊抓) the piggy bank and threw it to the ground.Suddenly,the coins rolled all over the floor.“Yes,those children need help and need the money more,” Julie said to herself.
Julie’s grandfather was astounded by her behaviour.When he realized what had happened,he touched her head and said,“Good girl,you did the right thing.Grandpa is proud of you.”
1.Why did Julie’s grandfather buy her a piggy bank
A.To cheer her up.
B.To develop her maths ability.
C.To collect different kinds of coins.
D.To help her save the money for a bike.
2.What made Julie break her piggy bank
A.A television programme.
B.A terrible earthquake.
C.The destroyed houses in her city.
D.Homeless animals on the street.
3.What does the underlined word “astounded” in the last paragraph probably mean
A.Surprised.　　　　　　B.Challenged.
C.Confused. D.Pleased.
4.Which of the following can best describe Julie
A.Honest. B.Caring.
C.Brave. D.Knowledgeable.
B
(2024安徽蚌埠高一下期末)
Children may not be putting coins in piggy banks for much longer.With the move towards a cashless society,pocket money is going digital.
To reflect “the change”,many mobile budgeting (預算) apps for children have appeared worldwide,such as GoHenry,Osper and Gimi.These apps offer a simple money management service to children,often for a monthly fee paid by the parents.Parents can add money to children’s accounts,set limits and monitor transactions (交易).Children can choose to save their money or spend it using a prepaid card.
These apps aim to teach young children financial concepts (概念),such as budgeting,interest rates and income.For example,the Swedish app Gimi—1.2 million users globally—has virtual savings jars where children can put money.Parents can pay children interest as they save.There is also a prepaid card that is currently available in Sweden only,but is expected to be launched elsewhere in Europe.
Philip Haglund,CEO of Gimi,believes the app can teach children responsible spending habits.“You don’t become better at money management just because you have a degree in economics.It’s more about the attitude and the relationship you have with parents’ money when you’re 6 to 12 years old,” he says.
But Catherine Winter,Managing Director of Financial Capability at The London Institute of Banking & Finance,warns people that while digital tools can help,there needs to be a more organized approach to financial education.The area should “have regular,designed classroom time and ideally should be taught as an independent subject,”she says.“Children would then have the right understanding to get the most out of both the apps and their money.”
5.What do we know about Gimi
A.It provides a prepaid card for free.
B.It can be used only in Sweden now.
C.It pays children interest as they save.
D.It can teach children concepts of money.
6.What does the underlined word “launched” in paragraph 3 mean
A.Introduced. B.Contributed.
C.Conquered. D.Interrupted.
7.What do Catherine Winter’s words mean
A.Digital tools can help a lot with finance.
B.Money management requires financial ability.
C.A regular classroom-based financial education is needed.
D.Children can get the most out of their money with the apps.
8.What’s the text mainly about
A.The future of a cashless society.
B.The rise of the digital piggy bank.
C.The importance of financial education.
D.The popularity of money management.
Ⅱ.七選五
(2024河南漯河高一下期末)
Money habits are the small daily decisions we make that influence how we spend and save our money.　1　 But with a little awareness and effort,we can make improvements that will help us achieve our financial goals.
Taking a careful look at your existing spending habits is one of the first steps in improving your money habits.　2　 It can make you realize the issues on your spending habits,which help you identify areas where you can adjust your spending patterns.
Next,set up clear financial goals for yourself.Having a specific objective in mind will help you keep motivated and focused,whether it’s saving for a down payment on a home,removing credit card debt or creating an emergency fund.
　3　 A budget ensures that your spending is focused on important things and that you set aside enough cash to achieve your goals.Make sure to include it for savings and keep using it.
Impulsive(沖動的) purchasing is a key habit to break.It’s necessary to take action to stop the habit of impulse shopping because it can significantly reduce your bank account.Making a list of the items you require before you go shopping and sticking to it is one approach to achieve this.　4　
Finally,it’s critical to track your spending and goals,and be prepared to adjust as required.　5　 Adjusting your spending patterns is a process,and its effects might not be seen right away.With a little knowledge and effort,you can make positive changes,helping you achieve your financial goals and strengthen your overall financial health.
A.It is never too late to start saving money.
B.It might be challenging to change these habits.
C.Setting and sticking to a budget (預算) is also important.
D.Budgeting and savings are both necessary for good money habits.
E.Be patient and do not expect to change your money habits overnight.
F.Plus,waiting a day or two can help you decide if you still want the item.
G.This includes tracking your spending for a month and analyzing the data.
Ⅲ.完形填空
(2024廣東東莞高一下期末)
When I was 7 years old,my family experienced a terrible financial downfall.We ended up 　1　,living on the streets.What I wanted was just a 　2　 and dry place to sleep at night.After years’ struggle,we finally got through the tough time.The experience taught me the importance of money and filled me with the 　3　 to do whatever I wanted so that I wouldn’t be 　4　 for lack of money.This desire stayed with me as I grew up.
After graduating from college,I worked really hard to 　5　 my financial goals,and at the age of 28,I made it.As I became a mother,I was able to 　6　 my children with a high-quality life that I had always desired.　7　,though we could afford them many things,my husband and I wanted them to learn the 　8　 of hard work.We also taught our kids how to manage money so they could 　9　 any challenge in the future.
It doesn’t matter how much money you have:　10　 money is what makes you successful.Now our children have come to understand the importance of earning and taking care of their money.They are 　11　 to earn money through chores and 　12　 for expensive items they like.
Our intention for them is to understand the value of things and learn 　13　 life skills such as how to open a bank account and 　14　 rents.Above all,I firmly believe that teaching my children good values is the greatest 　15　 I can give them,because it is more valuable than any material treasure.
1.A.alone B.tired
C.homeless D.lost
2.A.warm B.crowded
C.broad D.faraway
3.A.joy B.duty
C.option D.desire
4.A.cheered up B.held back
C.raised up D.picked out
5.A.design B.achieve
C.share D.identify
6.A.provide B.surprise
C.attract D.serve
7.A.However B.Obviously
C.Otherwise D.Shortly
8.A.art B.rule
C.value D.impact
9.A.bring B.select
C.face D.choose
10.A.spotting B.donating
C.spending D.managing
11.A.ordered B.encouraged
C.begged D.forced
12.A.ask B.vote
C.wait D.save
13.A.creative B.advanced
C.basic D.limited
14.A.pay B.collect
C.increase D.report
15.A.clue B.gift
C.sign D.fund
分層跟蹤檢測(一)Listening and Speaking
Ⅰ.【語篇解讀】本文是一篇記敘文。文章講述了Julie的祖父給了她一個儲蓄罐,幫助她存錢買自行車,但是有愛心的Julie最后因為想給災區捐款而打破了儲蓄罐。
1.D　細節理解題。根據第一段中的“Julie had always wanted a bicycle,but her grandfather wanted her to save up for it herself.So he bought Julie a piggy bank.”可知,Julie的爺爺給她買儲蓄罐是為了幫她攢錢買輛自行車。
2.B　細節理解題。根據第四段中的“Thinking of the look in the eyes...Julie said to herself.”可知,是可怕的地震讓Julie打破了她的儲蓄罐。
3.A　詞句猜測題。第三段提到“Julie thought she wouldn’t break the piggy bank for anything.”,所以后來Julie突然打破儲蓄罐,祖父肯定是很吃驚,知道原因后,又為她感到自豪。由此可推知“astounded”意為“吃驚的”,和surprised同義。
4.B　推理判斷題。通讀全文,尤其第四段可知,Julie把自己存的用于買自行車的錢慷慨地捐給災區需要幫助的人,是一個富有同情心的人。
【語篇解讀】本文是一篇說明文。文章介紹了隨著無現金社會的發展,兒童零花錢也開始數字化,出現了多種移動預算應用程序,這些應用幫助兒童學習資金管理,父母可以監控和控制孩子的消費。專家提醒,雖然數字工具能提供幫助,但仍需系統化的金融教育來確保兒童正確理解和使用這些應用。
5.D　細節理解題。根據第三段中“These apps aim to teach young children...where children can put money.”可知,應用程序Gimi可以教孩子們金錢的概念。
6.A　詞句猜測題。根據畫線詞的上文“There is also a prepaid card that is currently available in Sweden only”和下文“elsewhere in Europe”可知,這種目前僅在瑞典可用的預付卡應該是將會在歐洲其他地方推行,畫線詞意思應該是“發行,推行”,與Introduced意思一致。
7.C　推理判斷題。根據最后一段中“The area should ‘have regular,designed classroom time and ideally should be taught as an independent subject,’she says.”可推知,Catherine Winter認為需要定期進行以課堂為基礎的金融教育。
8.B　主旨大意題。通讀全文,尤其是第一段可知,文章介紹了隨著無現金社會的發展,兒童零花錢也開始數字化,出現了多種移動預算應用程序,這些應用幫助兒童學習資金管理,父母可以監控和控制孩子的消費。專家提醒,雖然數字工具能提供幫助,但仍需系統化的金融教育來確保兒童正確理解和使用這些應用。因此,文章的核心是“數字儲蓄罐的興起”這一現象。
Ⅱ.【語篇解讀】本文是一篇說明文,主要介紹了如何通過改變日常的金錢習慣來影響我們的消費和儲蓄方式,以及如何通過一些具體的方法來改善我們的財務狀況。
1.B　根據上文“Money habits are the small daily decisions we make that influence how we spend and save our money.”以及下文“But with a little awareness and effort,we can make improvements that will help us achieve our financial goals.”可知,這里主要講做出一些改變,我們可以實現財務目標。而B項“It might be challenging to change these habits.”符合語境,these habits代指上文Money habits,且本句與下文But后的內容形成轉折關系,所以有承上啟下的作用。故選B項。
2.G　根據上文“Taking a careful look at your existing spending habits is one of the first steps in improving your money habits.”可知,這里主要講仔細審視你現有的消費習慣,接下來應該具體說明如何審視,所以G項“This includes tracking your spending for a month and analyzing the data.”符合語境,this指代上句內容,本句是對上文的進一步解釋。故選G項。
3.C　根據下文“A budget ensures that your spending is focused on important things and that you set aside enough cash to achieve your goals.”可知,此處強調制定和堅持預算的重要性,而C項“Setting and sticking to a budget is also important.”符合語境,對下文有總括作用,其中a budget與下文對應。故選C項。
4.F　根據上文“It’s necessary to take action to stop the habit of impulse shopping because it can significantly reduce your bank account.”可知,這里主要講減少沖動消費。而F項“Plus,waiting a day or two can help you decide if you still want the item.”符合語境,這是減少沖動消費的具體方法,所以有承上作用。故選F項。
5.E　根據下文“Adjusting your spending patterns is a process,and its effects might not be seen right away.”可知,這里主要講你做出改變后效果不是立竿見影的。而E項“Be patient and do not expect to change your money habits overnight.”符合語境,有啟下作用。故選E項。
Ⅲ.【語篇解讀】本文是一篇記敘文。作者通過敘述她童年時期的貧困經歷,成年后通過努力實現財務自由,并最終成為一位教育子女理解金錢價值和生活技能的母親的故事,來展示個人奮斗和教育的重要性。
1.C　根據下文“living on the streets”可推斷,他們一家住在街上,無家可歸了。
2.A　根據上文“living on the streets”和下文“to sleep at night”可推斷,晚上在街上睡覺通常又冷又潮,所以想要在干燥的溫暖的地方睡覺。
3.D　本段最后一句“This desire stayed with me as I grew up.”說明作者實現自己愿望的渴望一直伴隨著自己長大,由此可推斷上文表述的是自己實現愿望的渴望。
4.B　根據本段第一句“my family experienced a terrible financial downfall” 可知,作者一家人經歷了一場嚴重的經濟衰退,再結合下文“for lack of money”可推斷作者不想再因為缺乏金錢而受阻。
5.B　根據第一段最后兩句話“The experience taught me the importance of money and filled me with the 　　　to do whatever I wanted so that I wouldn’t be 　　　for lack of money.This desire stayed with me as I grew up.”可知,作者經歷了經濟衰退后,決心努力而不再因為金錢受阻。由此可推斷,作者畢業后非常努力實現自己的財務目標。
6.A　根據下文“we could afford them many things”可知,作者有經濟能力給孩子們買很多東西,那么可推斷作者有能力給孩子提供高品質的生活。
7.A　根據上文“I was able to 　　　my children with a high-quality life that I had always desired.”及下文“my husband and I wanted them to learn the 　　　of hard work”可知,兩句話之間存在轉折關系,所以要用however來表示這種關系。
8.C　根據上文“though we could afford them many things”可推斷,作者和丈夫雖然能夠給孩子買得起很多東西,還是想教會孩子努力工作的價值。
9.C　本句前后是因果關系,教孩子如何管理金錢是為了讓孩子能夠應對未來的經濟方面的挑戰。
10.D　根據下文“understand the importance of earning and taking care of their money”可知,現在作者的孩子們已經理解了賺錢和理財的重要性,理財就是管理金錢。
11.B　根據上文“understand the importance of earning and taking care of their money”可知,現在孩子們知道了掙錢和理財的重要性,因此孩子們被鼓勵掙錢和攢錢。
12.D　見上題解析。
13.C　根據下文“such as how to open a bank account”可知,孩子們學會了開戶等一些基本技能。
14.A　根據連接詞and 和“how to open a bank account”可知,作者的孩子們學會的是金融方面的一些技能。
15.B　根據下文“more valuable than any material treasure”可知,作者希望給孩子們非物質的、對他們的未來有深遠影響的東西。
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