資源簡介

Section Ⅳ　Writing an essay about non-cash payments
Ⅰ.閱讀理解
　　For a lot of us of a certain age， cash has been a natural part of our lives.It was there when we bought our first candy bar， our first taxi ride.That might be the reason why some of us are surprised there are people walking among us who don’t carry a bill with them.
　　The rise of contactless payment and digital wallets is making cash useless in a lot of cities.In fact， some of us who might still be used to paying with “real” cash would feel alien in a place like Sweden， which has been called “the standard cashless society”.
　　If you had to wonder why anyone wouldn’t want to go cashless， chances are that increasing bank charges and many branches closing down have driven the popularity of cashless payment.Also， it’s easier and more convenient to pay that way.There’s no change to worry about， and transactions are fast and simple.You don’t depend on whether you have money on you to make a purchase.
　　Besides， younger generations are accustomed to paying through digital means in a way that is natural to them.The pandemic has also forced the financial system to make the change， which is beyond the anticipation （預期） of experts.
　　With the benefits described above， it feels like being cashless isn’t just a natural thing to do — it’s the smart path to take.However， we shouldn’t rush into things.Consider all the people who are already excluded （排除） from the financial system.That can happen for a lot of reasons， from lack of access to financial institutions to lack of financial education.A completely digital system would leave a lot of people on the outside looking in — and not just poor or homeless people， but also elderly people who wouldn’t know how to deal with cashless systems.
　　It feels like our best bet is leaving space for the shift to happen naturally.It’s the only way to ensure no one is left out as we figure out if we， the pre-Internet people and beyond， are ready to live in a world with no physical wallets.
1.What does the underlined word “alien” in Paragraph 2 mean？（　　）
A.Odd.　　　　　　　　 B.Familiar.
C.Alarmed. D.Refreshed.
2.Which factor in the rise of cashless payments was unexpected by the expert？（　　）
A.Increasing bank charges.
B.The impact of the pandemic.
C.The closing down of many bank branches.
D.Young generations’ preference for digital payment.
3.What’s probably the author’s attitude towards going cashless？（　　）
A.Favorable. B.Objective.
C.Unconcerned. D.Curious.
4.What can be the best title for the text？（　　）
A.Should Our Societies Go Cashless？
B.Are Cashless Payment Good for Business？
C.How Does Cashless Payment Encourage More Spending？
D.Why Cashless Payments Are Preferred by Consumers？
Ⅱ.語法填空
　　At the beginning of the 21st century， slow and often uncomfortable trains struggled wildly across China， with low average speeds making 5.　　　　　　（journey） such as Shanghai-Beijing a test of endurance.
　　Since 2008 China’s high-speed rail industry has evolved rapidly and China has built the world’s longest network， symbolizing the 6.　　　　　　 （country） increasing economic power.The network 7.　　　　　　 （expect） to double in length again， to 70，000 kilometers， by 2035.In addition， the Chinese have created a 8.　　　　　　 （total） different picture of high-speed rail network， 9.　　　　　 often proves faster and more reliable than Chinese domestic flights.
　　Not satisfied with pushing the boundaries of speed and civil engineering， Chinese companies are among the first in the world 10.　　　　　　 （introduce） new technology such as autonomous train operation and advanced signaling.Although its trains are 11.　　　　　　 the world’s fastest， China is still spending billions of dollars on maglev （磁懸浮列車）.Hopefully， it won’t be long 12.　　　　　　 China operates passenger services well beyond the current limits of steel wheels.13.　　　　　　 （take） a typically realistic approach to raising the speed of land transport， China sees maglev as 14.　　　　　　　　 better option for bridging the gap between rail and air on long distance routes.
Ⅲ.讀后續寫
　　閱讀下面材料，根據其內容和所給段落開頭語續寫兩段，使之構成一篇完整的短文。
　　I was at Lens Crafters waiting to pick up my new pair of glasses.A mom as well as her little girl walked in.The mom was probably in her late twenties and the little girl was about five.
　　Both of their clothes were badly dated to say the least.It was obvious that the family’s financial windfall （意外之財） had not yet arrived.I overheard a comment the mom made to the saleslady that she was in between job 1 and job 2 of the day， so she didn’t have a lot of time.
　　The little girl and the mom proceeded around the store looking at these little tiny frames for the girl’s face.The saleslady was helping them try on frames and pulling aside her favorites.
　　You knew how some little kids actually looked ten times cuter in glasses， and so the little girl did.She found these cute little frames with a butterfly on them.She was so happy， smiling from ear to ear while she looked at herself in the mirror.
　　The saleslady rang the glasses up on the till （收銀臺）.The mom pulled out a coupon （優惠券）， and the saleslady stared blankly at the coupon.She then explained that for some reason this coupon could not be used， pointing out the miniscule （極小的） words printed at the bottom.
　　Then the mom chatted back and forth for a bit with the saleslady and then finally leaned down to her daughter and explained to her that there would be no glasses that day， maybe next month she said.
　　The little girl’s eyes started to tear up.The mom leaned a little closer and told her it would be OK and that she needed a little more time to save up for them.The little girl responded， “But Mommy， I can’t see and I want to be able to see when I start school next week.I want to do well， Mommy！ What if I’m in the back？”
注意：1.續寫詞數應為150左右；
2.請按如下格式作答。
　　Seeing this， I quietly called the saleslady over.　　　　　　　　　　　　　 　　　　　　　　　
　　　　　　　　　　　　　　　　　　　 　　　
　　　　　　　　　　　　　　　　　　　 　　　
　　　　　　　　　　　　　　　　　　　 　　　
　　　　　　　　　　　　　　　　　　　 　　　
　　　　　　　　　　　　　　　　　　　 　　　
　　　　　　　　　　　　　　　　　　　 　　　
　　The saleslady was so moved.　　　　　　　 　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　 　　　
　　　　　　　　　　　　　　　　　　　 　　　
　　　　　　　　　　　　　　　　　　　 　　　
　　　　　　　　　　　　　　　　　　　 　　　
　　　　　　　　　　　　　　　　　　　 　　　
Section Ⅳ　Writing an essay about non-cash
payments
Ⅰ.
語篇解讀：本文是一篇說明文。文章主要介紹了非現金支付的普及和優勢，但非現金支付也面臨著特殊群體的使用問題。
1.A　詞義猜測題。根據畫線詞后的Sweden， which has been called “the standard cashless society”可知，瑞典普遍不使用現金，所以畫線詞前談到的“習慣用現金支付的人”在瑞典就會感到不適應，格格不入。畫線詞alien與odd同義，意為“與眾不同的，格格不入的”。
2.B　細節理解題。根據第四段第二句可知，專家沒有預料到的是疫情成為非現金支付興起的原因之一。
3.B　觀點態度題。根據第五段前兩句可知，作者承認非現金支付的好處，但也建議不宜操之過急。由此推斷，作者對非現金化持客觀的態度。
4.A　標題歸納題。通讀全文尤其是第五段前兩句和最后一段可知，作者介紹了非現金支付的普及和優勢，但也表達了非現金支付可能會使一些人被排除在金融體系之外的擔憂。由此推斷，文章探討了社會是否應該走向非現金化的問題。
Ⅱ.
語篇解讀：本文是一篇新聞報道。文章主要介紹了中國高鐵產業的迅速發展，為提高陸路運輸的速度，中國將大力發展磁懸浮列車技術。
5.journeys　考查名詞的單復數。journey是可數名詞，表泛指，應用復數。故填journeys。
6.country’s　考查名詞所有格。根據句意可知，此處表示“國家的”，因此應用country的所有格作定語修飾economic power。故填country’s。
7.is expected　考查動詞的時態和主謂一致。be expected to do意為“有望做……”，表示一種可能性，應用一般現在時，并且主語network 為單數意義。故填is expected。
8.totally　考查詞形轉換。修飾形容詞different應用副詞作狀語。故填totally。
9.which　考查定語從句。分析句子結構可知，空處引導非限制性定語從句，high-speed rail network是先行詞，在從句中作主語，指物。故填which。
10.to introduce　考查非謂語動詞。本句中的first后省略了companies，名詞前有序數詞修飾，應用動詞不定式作后置定語。故填to introduce。
11.among　考查介詞。根據句意及the world’s fastest可知，此處應用介詞表示“在三者或三者以上之中”。故填among。
12.before　考查固定句型。It won’t be long before ...是固定句型，意為“用不了多長時間就……”。故填before。
13.Taking　考查非謂語動詞。分析句子結構可知，空處作狀語，應用非謂語動詞形式，China發出take的動作，因此應用take的動詞-ing形式作狀語。故填Taking。
14.a　考查冠詞。option為可數名詞，better是讀音以輔音音素開頭的單詞，因此用不定冠詞a。a better option意為“一個更好的選擇”。故填a。
Ⅲ.
　　Seeing this， I quietly called the saleslady over.I told her that she either honored the coupon or let me buy them.The saleslady chose the latter and explained that she had to obey the store’s rules.I asked her to give me the bill.After looking at it， I started putting my cash in the counter.Seeing this， other customers around me donated their money as well to help the little girl.
　　The saleslady was so moved.Realizing immediately she could also do something to help， she went over and bent down next to the little girl， holding the frames and said， “Do you like these frames， sweetie？” The little girl fought back her tears and shook her head.The saleslady apologized to the mom， informing her that she just realized that she actually had misread the coupon and that there would be no problem honoring it.She said， “That will be fifty dollars madam， just as the coupon had stated.” The mom proudly took out the fifty dollars she had saved and paid for the glasses.
3 / 3Section Ⅳ　Writing an essay about non-cash payments
Step 1　品教材范文
　　Nowadays， non-cash payments are becoming more and more popular across the world， especially in China.It refers to the method of making payments with cards， mobile phones and other electronic devices.New ways of supporting non-cash payments are quickly turning up one after another.
Obviously， there are many benefits of non-cash payments.First， they are so convenient and fast that people could make almost all the payments with a single click on their smartphones.In some shopping centres， they can pay by simply standing in front of a camera and let it recognise their face.Second， non-cash payments are safe and hygienic.They free people from carrying heavy coins and dirty notes， or even a wallet.Therefore， the risk of losing money or the wallet is not a threat any more.What is more， non-cash payments eliminate the risk of counterfeit money.
　　However， as the old saying goes， every coin has two sides， and so does the non-cash payments， even though they don’t require a coin.The problems that accompany non-cash payments should not be ignored.When thinking it further， non-cash payments might not be quite safe as people have assumed， as it is not that hard for hackers to access people’s bank account and steal the money.It is also easier for your personal information to be stolen， which may bring great trouble.Meanwhile， to some degree， non-cash payments encourage over-consumption.They also depend too much on the Internet access or battery capacity — just imagine being at a place with no wi-fi and a flat battery， how can people make payments via their computers or smartphones then？Last but not least， non-cash payments aren’t quite friendly with people not knowing how， especially the elderly.It is such a pity to make them feel excluded and left out.
　　Nonetheless， non-cash payments are increasingly part of our fast-growing modern society.The current trend is for more non-cash payments， and this trend will probably continue in the future.But embracing a new trend doesn’t mean to exclude the “old-fashioned” ways.Perhaps it is more convenient for everyone — young and old， men and women — to have various options， in both cash and non-cash forms， when it comes to making payments， for the better good.
Step 2　析寫作手法
學語言：
1.修飾語：比較級more and more；副詞quickly； obviously
2.句式：運用了it is ＋ adj.＋ for sb to do sth
3.銜接詞：first， second， therefore， what is more， however， meanwhile， last but not least， nonetheless， and， but
4.高級表達：
（1）結果狀語從句they are so convenient and fast that people could make ...
（2）as引導非限制性定語從句...as the old saying goes
（3）讓步狀語從句 ...， even though they don’t require a coin.
（4）as引導原因狀語從句...as it is not that hard for hackers to access people’s bank account and steal the money.
5.時態：一般現在時，現在進行時
學結構：
Para.1：Definition of non-cash payments
Para.2：Benefits
Para.3：Problems
Para.4：Conclusion
Step 3　背出彩佳句
1.We had a discussion about the advantages and disadvantages of non-cash payments and our opinions are as follows.
我們對非現金支付的優缺點進行了討論，我們的觀點如下。
2.One of the advantages is that we don’t have to carry cash while shopping and we needn’t worry about ...， which is more convenient for us.
優點之一是我們購物時不必攜帶現金，我們不必擔心……這樣對我們來說更方便。
3.Besides， the payment can be completed immediately so that we won’t have to wait long in line.此外，付款可以立即完成，這樣我們就不用排很長的隊了。
4.More importantly， it helps ...and is more environmentally friendly.
更重要的是，它有助于……而且更環保。
5.However， every coin has two sides and its disadvantages are also obvious.然而，任何事物都有兩面性，它的缺點也是顯而易見的。
6.It might not be as safe as we hope because sometimes ...它可能不像我們希望的那樣安全，因為有時……
7.It is difficult for the old people to learn how to ...老年人很難學會如何……
8.Perhaps with the improvement of ...， non-cash payments may be safer and more popular in the near future.
也許隨著……的改善，在不久的將來，非現金支付可能會更安全、更受歡迎。
　　假定你是李華，你的美國筆友Jenny正在做一份關于中國移動支付（mobile payment）的問卷調查，你是她的重點采訪對象，請你給她寫一封郵件，內容包括：
1.你或身邊的人在日常生活中使用移動支付的情況；
2.移動支付帶來的好處；
3.你的看法。
注意：1.可以適當增加細節，以使行文連貫；
2.開頭和結尾已給出。
Dear Jenny，
How is your survey on mobile payment going？I’m glad I can help with it.　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
　　I hope my explanation can be of some help to you.Wish you good luck.
Yours faithfully，
Li Hua
一、審題謀篇，結構分明
第一段：自己和身邊的人在日常生活中使用移動支付的情況；
第二段：移動支付帶來的好處；
第三段：發表個人觀點。
二、要點陳述，語言規范
1.人們普遍認為，中國是全球最大的移動支付市場。
　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
2.我們大多數人習慣了掃描二維碼來支付我們買的任何東西，比如書和衣服。
　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
3.這是對大多數像我和我的家人一樣的中國人生活的體驗。
　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
4.隨著移動支付的廣泛使用，我們根本不需要帶錢包或現金。
　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
5.我們永遠不會擔心得到假鈔或不得不數零錢。
　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
6.在中國，移動支付極大地改變了人們的生活。
　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
7.我個人認為應該鼓勵移動支付。
　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
8.它因方便而贏得了消費者的支持。
　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
9.另一個優勢是，如果你使用移動支付，通常會有折扣，因為主要的在線支付平臺都在競爭，以吸引更多的消費者。
　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
三、句間銜接，過渡自然
1.用非限制性定語從句合并要點2和要點3。
　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
2.用倒裝句改寫要點5。
　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
四、檢查謄寫，卷面整潔
Dear Jenny，
How is your survey on mobile payment going？ I’m glad I can help with it.
　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
　　I hope my explanation can be of some help to you.Wish you good luck.
Yours faithfully，
Li Hua
情感 描寫 blank adj.無表情的，木然的 dizzy adj.頭暈目眩的 sorrow n.令人悲傷的事，不幸 frustration n.懊喪，懊惱，沮喪
動作 描寫 purchase v.購買 discriminate v.不公正地區別對待，歧視 interfere with妨礙，阻止 go into debt陷入債務之中，負債 accumulate v.積累，積聚 hire v.（短期的）租用，租借 rent out出租（房屋、房間、土地等）
人物 描寫 guidance n.指導，引導 consultant n.顧問 conventional adj.傳統的，常規的 mild adj.不濃烈的，淡的 freshman n.（高中或大學的）一年級學生 enterprising adj.有創業精神的；有事業心的；有進取心的 theft n.偷竊，偷盜
　　請從以上語料中選擇合適的詞匯，并用適當的過渡詞完成下面語段。
這位年輕女士的家庭負債累累。為了還清債務，他們甚至把房子租了出去。路過面包店時，她感到快要餓暈了。然而她找不到一便士去買面包，這增加了她的沮喪和悲傷。她討厭偷竊。她告訴自己，當有錢時，她會還的。她伸出手，抓起面包，正要轉過身時，發現店主就站在她面前。她的頭腦一片空白，不知道該如何回應。然而，店主卻告訴她，面包是放在那里供顧客品嘗的，并要求她品嘗并發表評論！多年以后，盡管她積累了大量財富，這位女士還是保持著去面包店的習慣。
　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
Section Ⅳ　Writing an essay about non-cash
payments
【演練佳作·寫美文】
寫作步驟
二、1.It’s generally believed that China is the largest mobile payment market globally.
2.Most of us are used to scanning QR codes to pay for whatever we purchase， such as books and clothes.
3.It is a glimpse into the lives of most Chinese like me and my family.
4.With the widespread use of mobile payment， we don’t need to carry a purse or cash at all.
5.We will never worry about getting fake notes or having to count changes.
6.Mobile payment has greatly changed people’s lives in China.
7.Personally， I think mobile payment should be encouraged.
8.It has won the support of consumers for its convenience.
9.Another advantage is that there are often discounts if you make mobile payment， as major online payment platforms are competing to attract more consumers.
三、1.Most of us are used to scanning QR codes to pay for whatever we purchase， such as books and clothes， which is a glimpse into the lives of most Chinese like me and my family.
2.Never will we worry about getting fake notes or having to count changes.
四、
Dear Jenny，
How is your survey on mobile payment going？ I’m glad I can help with it.
It’s generally believed that China is the largest mobile payment market globally.Most of us are used to scanning QR codes to pay for whatever we purchase， such as books and clothes， which is a glimpse into the lives of most Chinese like me and my family.
　　With the widespread use of mobile payment，we don’t need to carry a purse or cash at all.Besides， never will we worry about getting fake notes or having to count changes.In short， mobile payment has greatly changed people’s lives in China.
Personally， I think mobile payment should be encouraged.First， it has won the support of consumers for its convenience.Another advantage is that there are often discounts if you make mobile payment， as major online payment platforms are competing to attract more consumers.
I hope my explanation can be of some help to you.Wish you good luck.
Yours faithfully，
Li Hua
【教材詞匯·練續寫】
　　The young lady’s family went into heavy debt.To pay off the debt，they even rent out their house.Walking past the bakery，she felt so hungry and a little dizzy.However， she couldn’t find a pence to purchase the bread，adding to her frustration and sorrow.She hated theft.She told herself that when she had money， she would pay back.She held out her hand， grabbed the bread and was about to turn around when she found the owner standing in front of her.Her mind went blank，not knowing how to respond.However， the owner told her the bread was put there for customers to have a taste and requested her to taste and make a comment！ Many years after that，although she has accumulated great wealth， the lady kept the habit of visiting the bakery.
5 / 5(共56張PPT)
Section Ⅳ　Writing an essay about non-cash payments
1
細品課文·學手法
目 錄
2
演練佳作·寫美文
3
教材詞匯·練續寫
4
課時檢測·提能力
細品課文·學手法
培養思維品質
1
Step 1　品教材范文
　　Nowadays， non-cash payments are becoming more and more
popular across the world， especially in China.It refers to the method of
making payments with cards， mobile phones and other electronic
devices.New ways of supporting non-cash payments are quickly turning up
one after another.
　　Obviously， there are many benefits of non-cash payments.First，
they are so convenient and fast that people could make almost all the
payments with a single click on their smartphones.In some shopping
centres， they can pay by simply standing in front of a camera and let it
recognise their face.Second， non-cash payments are safe and
hygienic.They free people from carrying heavy coins and dirty notes， or
even a wallet.Therefore， the risk of losing money or the wallet is not a
threat any more.What is more， non-cash payments eliminate the risk of
counterfeit money.
　　However， as the old saying goes， every coin has two sides， and
so does the non-cash payments， even though they don’t require a
coin.The problems that accompany non-cash payments should not be
ignored.When thinking it further， non-cash payments might not be quite
safe as people have assumed， as it is not that hard for hackers to access
people’s bank account and steal the money.It is also easier for your
personal information to be stolen， which may bring great
trouble.Meanwhile， to some degree， non-cash payments encourage
over-consumption.
They also depend too much on the Internet access or battery capacity —
just imagine being at a place with no wi-fi and a flat battery， how can
people make payments via their computers or smartphones then？Last but
not least， non-cash payments aren’t quite friendly with people not
knowing how， especially the elderly.It is such a pity to make them feel
excluded and left out.
　　Nonetheless， non-cash payments are increasingly part of our fast-
growing modern society.The current trend is for more non-cash
payments， and this trend will probably continue in the future.But
embracing a new trend doesn’t mean to exclude the “old-fashioned”
ways.Perhaps it is more convenient for everyone — young and old， men
and women — to have various options， in both cash and non-cash
forms， when it comes to making payments， for the better good.
Step 2　析寫作手法
學語言：
1. 修飾語：比較級more and more；副詞quickly； obviously
2. 句式：運用了it is ＋ adj.＋ for sb to do sth
3. 銜接詞：first， second， therefore， what is more， however，
meanwhile， last but not least， nonetheless， and， but
4. 高級表達：
（1）結果狀語從句they are so convenient and fast that people could
make ...
（2）as引導非限制性定語從句...as the old saying goes
（3）讓步狀語從句 ...， even though they don’t require a coin.
（4）as引導原因狀語從句...as it is not that hard for hackers to
access people’s bank account and steal the money.
5. 時態：一般現在時，現在進行時
學結構：
Para.1：Definition of non-cash payments
Para.2：Benefits
Para.3：Problems
Para.4：Conclusion
Step 3　背出彩佳句
1. We had a discussion about the advantages and disadvantages of non-
cash payments and our opinions are as follows.
我們對非現金支付的優缺點進行了討論，我們的觀點如下。
2. One of the advantages is that we don’t have to carry cash while
shopping and we needn’t worry about ...， which is more convenient
for us.
優點之一是我們購物時不必攜帶現金，我們不必擔心……這樣對我
們來說更方便。
3. Besides， the payment can be completed immediately so that we
won’t have to wait long in line.
此外，付款可以立即完成，這樣我們就不用排很長的隊了。
4. More importantly， it helps ...and is more environmentally friendly.
更重要的是，它有助于……而且更環保。
5. However， every coin has two sides and its disadvantages are also
obvious.
然而，任何事物都有兩面性，它的缺點也是顯而易見的。
6. It might not be as safe as we hope because sometimes ...
它可能不像我們希望的那樣安全，因為有時……
7. It is difficult for the old people to learn how to ...
老年人很難學會如何……
8. Perhaps with the improvement of ...， non-cash payments may be
safer and more popular in the near future.
也許隨著……的改善，在不久的將來，非現金支付可能會更安全、
更受歡迎。
演練佳作·寫美文
奠定寫作功底
2
　　假定你是李華，你的美國筆友Jenny正在做一份關于中國移動支付
（mobile payment）的問卷調查，你是她的重點采訪對象，請你給她
寫一封郵件，內容包括：
　　1. 你或身邊的人在日常生活中使用移動支付的情況；
　　2. 移動支付帶來的好處；
　　3. 你的看法。
注意：1.可以適當增加細節，以使行文連貫；
2. 開頭和結尾已給出。
Dear Jenny，
　　How is your survey on mobile payment going？I’m glad I can
help with it. 　　　　　　　　　　　　　　　　　　　　　　　
　　I hope my explanation can be of some help to you.Wish you good
luck.
Yours faithfully，
Li Hua
　　　　　　　　　　　　　　　　　　　　　 　
　　　　　　　　　　　　　　　　　　　　　 　
一、審題謀篇，結構分明
第一段：自己和身邊的人在日常生活中使用移動支付的情況；
第二段：移動支付帶來的好處；
第三段：發表個人觀點。
二、要點陳述，語言規范
1. 人們普遍認為，中國是全球最大的移動支付市場。


2. 我們大多數人習慣了掃描二維碼來支付我們買的任何東西，比如書
和衣服。


3. 這是對大多數像我和我的家人一樣的中國人生活的體驗。

It’s generally believed that China is the largest mobile payment market
globally.
Most of us are used to scanning QR codes to pay for whatever we
purchase， such as books and clothes.
It is a glimpse into the lives of most Chinese like me and my family.
4. 隨著移動支付的廣泛使用，我們根本不需要帶錢包或現金。


5. 我們永遠不會擔心得到假鈔或不得不數零錢。


6. 在中國，移動支付極大地改變了人們的生活。

7. 我個人認為應該鼓勵移動支付。

With the widespread use of mobile payment， we don’t need to carry
a purse or cash at all.
We will never worry about getting fake notes or having to count
changes.
Mobile payment has greatly changed people’s lives in China.
Personally， I think mobile payment should be encouraged.
8. 它因方便而贏得了消費者的支持。

9. 另一個優勢是，如果你使用移動支付，通常會有折扣，因為主要的
在線支付平臺都在競爭，以吸引更多的消費者。



It has won the support of consumers for its convenience.
Another advantage is that there are often discounts if you make mobile
payment， as major online payment platforms are competing to attract
more consumers.
三、句間銜接，過渡自然
1. 用非限制性定語從句合并要點2和要點3。



2. 用倒裝句改寫要點5。


Most of us are used to scanning QR codes to pay for whatever we
purchase， such as books and clothes， which is a glimpse into the
lives of most Chinese like me and my family.
Never will we worry about getting fake notes or having to count
changes.
四、檢查謄寫，卷面整潔
Dear Jenny，
　　How is your survey on mobile payment going？ I’m glad I can help
with it.
　　



　　 　It’s generally believed that China is the largest mobile payment
market globally.Most of us are used to scanning QR codes to pay for
whatever we purchase， such as books and clothes， which is a glimpse
into the lives of most Chinese like me and my family.　
　　



　　




　　 　With the widespread use of mobile payment，we don’t need to
carry a purse or cash at all.Besides， never will we worry about getting
fake notes or having to count changes.In short， mobile payment has
greatly changed people’s lives in China.　
　　 　Personally， I think mobile payment should be encouraged.First，
it has won the support of consumers for its convenience.Another
advantage is that there are often discounts if you make mobile payment，
as major online payment platforms are competing to attract more
consumers.　
　　I hope my explanation can be of some help to you.Wish you good
luck.
Yours faithfully，
Li Hua
教材詞匯·練續寫
體現學以致用
3
情感 描寫 blank adj.無表情的，木然的
dizzy adj.頭暈目眩的
sorrow n.令人悲傷的事，不幸
frustration n.懊喪，懊惱，沮喪
動作 描寫 purchase v.購買
discriminate v.不公正地區別對待，歧視
interfere with妨礙，阻止
go into debt陷入債務之中，負債
accumulate v.積累，積聚
hire v.（短期的）租用，租借
rent out出租（房屋、房間、土地等）
人物 描寫 guidance n.指導，引導
consultant n.顧問
conventional adj.傳統的，常規的
mild adj.不濃烈的，淡的
freshman n.（高中或大學的）一年級學生
enterprising adj.有創業精神的；有事業心的；有進取心的
theft n.偷竊，偷盜
　　請從以上語料中選擇合適的詞匯，并用適當的過渡詞完成下
面語段。
　　這位年輕女士的家庭負債累累。為了還清債務，他們甚至把房子
租了出去。路過面包店時，她感到快要餓暈了。然而她找不到一便士
去買面包，這增加了她的沮喪和悲傷。她討厭偷竊。她告訴自己，當
有錢時，她會還的。她伸出手，抓起面包，正要轉過身時，發現店主
就站在她面前。她的頭腦一片空白，不知道該如何回應。然而，店主
卻告訴她，面包是放在那里供顧客品嘗的，并要求她品嘗并發表評
論！多年以后，盡管她積累了大量財富，這位女士還是保持著去面包
店的習慣。
　　










　　 　The young lady’s family went into heavy debt.To pay off the
debt，they even rent out their house.Walking past the bakery，she felt so
hungry and a little dizzy.However， she couldn’t find a pence to
purchase the bread，adding to her frustration and sorrow.She hated
theft.She told herself that when she had money， she would pay back.She
held out her hand， grabbed the bread and was about to turn around when
she found the owner standing in front of her.Her mind went blank，not
knowing how to respond.However， the owner told her the bread was put
there for customers to have a taste and requested her to taste and make a
comment！ Many years after that，although she has accumulated great
wealth， the lady kept the habit of visiting the bakery.　
課時檢測·提能力
培育學科素養
4
Ⅰ.閱讀理解
　　For a lot of us of a certain age， cash has been a natural part of our
lives.It was there when we bought our first candy bar， our first taxi
ride.That might be the reason why some of us are surprised there are
people walking among us who don’t carry a bill with them.
　　The rise of contactless payment and digital wallets is making cash
useless in a lot of cities.In fact， some of us who might still be used to
paying with “real” cash would feel alien in a place like Sweden， which
has been called “the standard cashless society”.
　　If you had to wonder why anyone wouldn’t want to go cashless，
chances are that increasing bank charges and many branches closing down
have driven the popularity of cashless payment.Also， it’s easier and
more convenient to pay that way.There’s no change to worry about，
and transactions are fast and simple.You don’t depend on whether you
have money on you to make a purchase.
　　Besides， younger generations are accustomed to paying through
digital means in a way that is natural to them.The pandemic has also
forced the financial system to make the change， which is beyond the
anticipation （預期） of experts.
　　With the benefits described above， it feels like being cashless isn’t
just a natural thing to do — it’s the smart path to take.However， we
shouldn’t rush into things.Consider all the people who are already
excluded （排除） from the financial system.That can happen for a lot of
reasons， from lack of access to financial institutions to lack of financial
education.A completely digital system would leave a lot of people on the
outside looking in — and not just poor or homeless people， but also
elderly people who wouldn’t know how to deal with cashless systems.
　　It feels like our best bet is leaving space for the shift to happen
naturally.It’s the only way to ensure no one is left out as we figure out if
we， the pre-Internet people and beyond， are ready to live in a world
with no physical wallets.
語篇解讀：本文是一篇說明文。文章主要介紹了非現金支付的普及
和優勢，但非現金支付也面臨著特殊群體的使用問題。
語篇解讀：本文是一篇說明文。文章主要介紹了非現金支付的普及
和優勢，但非現金支付也面臨著特殊群體的使用問題。
1. What does the underlined word “alien” in Paragraph 2 mean？
（　　）
A. Odd. B. Familiar.
C. Alarmed. D. Refreshed.
解析：　詞義猜測題。根據畫線詞后的Sweden， which has been
called “the standard cashless society”可知，瑞典普遍不使用現金，
所以畫線詞前談到的“習慣用現金支付的人”在瑞典就會感到不適
應，格格不入。畫線詞alien與odd同義，意為“與眾不同的，格格
不入的”。
2. Which factor in the rise of cashless payments was unexpected by the
expert？（　　）
A. Increasing bank charges.
B. The impact of the pandemic.
C. The closing down of many bank branches.
D. Young generations’ preference for digital payment.
解析：　細節理解題。根據第四段第二句可知，專家沒有預料到
的是疫情成為非現金支付興起的原因之一。
3. What’s probably the author’s attitude towards going cashless？
（　　）
A. Favorable. B. Objective.
C. Unconcerned. D. Curious.
解析：　觀點態度題。根據第五段前兩句可知，作者承認非現金
支付的好處，但也建議不宜操之過急。由此推斷，作者對非現金化
持客觀的態度。
4. What can be the best title for the text？（　　）
A. Should Our Societies Go Cashless？
B. Are Cashless Payment Good for Business？
C. How Does Cashless Payment Encourage More Spending？
D. Why Cashless Payments Are Preferred by Consumers？
解析：　標題歸納題。通讀全文尤其是第五段前兩句和最后一段
可知，作者介紹了非現金支付的普及和優勢，但也表達了非現金支
付可能會使一些人被排除在金融體系之外的擔憂。由此推斷，文章
探討了社會是否應該走向非現金化的問題。
Ⅱ.語法填空
　　At the beginning of the 21st century， slow and often uncomfortable
trains struggled wildly across China， with low average speeds making
5. 　　　　　　　（journey） such as Shanghai-Beijing a test of
endurance.
　　Since 2008 China’s high-speed rail industry has evolved rapidly and
China has built the world’s longest network， symbolizing the
6. 　　　　　　 （country） increasing economic power.The network
7. 　　　　　　 （expect） to double in length again， to 70，000
kilometers， by 2035.In addition， the Chinese have created a
8. 　　　　　　 （total） different picture of high-speed rail network，
9. 　　　　　　 often proves faster and more reliable than Chinese
domestic flights.
　　Not satisfied with pushing the boundaries of speed and civil
engineering， Chinese companies are among the first in the world
10. 　　　　　　 （introduce） new technology such as autonomous
train operation and advanced signaling.Although its trains are
11. 　　　　　　 the world’s fastest， China is still spending billions of
dollars on maglev （磁懸浮列車）.Hopefully， it won’t be long
12. 　　　　　　 China operates passenger services well beyond the
current limits of steel wheels.13. 　　　　　　 （take） a typically
realistic approach to raising the speed of land transport， China sees
maglev as 14. 　　　　　　
better option for bridging the gap between rail and air on long distance
routes.
語篇解讀：本文是一篇新聞報道。文章主要介紹了中國高鐵產業的
迅速發展，為提高陸路運輸的速度，中國將大力發展磁懸浮列車技
術。
5. journeys　考查名詞的單復數。journey是可數名詞，表泛指，應用
復數。故填journeys。
6. country’s　考查名詞所有格。根據句意可知，此處表示“國家
的”，因此應用country的所有格作定語修飾economic power。故填
country’s。
語篇解讀：本文是一篇新聞報道。文章主要介紹了中國高鐵產業的
迅速發展，為提高陸路運輸的速度，中國將大力發展磁懸浮列車技
術。
7. is expected　考查動詞的時態和主謂一致。be expected to do意為
“有望做……”，表示一種可能性，應用一般現在時，并且主語
network 為單數意義。故填is expected。
8. totally　考查詞形轉換。修飾形容詞different應用副詞作狀語。故填
totally。
9. which　考查定語從句。分析句子結構可知，空處引導非限制性定
語從句，high-speed rail network是先行詞，在從句中作主語，指物。
故填which。
10. to introduce　考查非謂語動詞。本句中的first后省略了
companies，名詞前有序數詞修飾，應用動詞不定式作后置定語。故填
to introduce。
11. among　考查介詞。根據句意及the world’s fastest可知，此處應
用介詞表示“在三者或三者以上之中”。故填among。
12. before　考查固定句型。It won’t be long before ...是固定句型，
意為“用不了多長時間就……”。故填before。
13. Taking　考查非謂語動詞。分析句子結構可知，空處作狀語，應
用非謂語動詞形式，China發出take的動作，因此應用take的動詞-ing形
式作狀語。故填Taking。
14. a　考查冠詞。option為可數名詞，better是讀音以輔音音素開頭的
單詞，因此用不定冠詞a。a better option意為“一個更好的選擇”。故
填a。
Ⅲ.讀后續寫
　　閱讀下面材料，根據其內容和所給段落開頭語續寫兩段，使之構
成一篇完整的短文。
　　I was at Lens Crafters waiting to pick up my new pair of glasses.A
mom as well as her little girl walked in.The mom was probably in her late
twenties and the little girl was about five.
　　Both of their clothes were badly dated to say the least.It was obvious
that the family’s financial windfall （意外之財） had not yet arrived.I
overheard a comment the mom made to the saleslady that she was in
between job 1 and job 2 of the day， so she didn’t have a lot of time.
　　The little girl and the mom proceeded around the store looking at
these little tiny frames for the girl’s face.The saleslady was helping them
try on frames and pulling aside her favorites.
　　You knew how some little kids actually looked ten times cuter in
glasses， and so the little girl did.She found these cute little frames with a
butterfly on them.She was so happy， smiling from ear to ear while she
looked at herself in the mirror.
　　The saleslady rang the glasses up on the till （收銀臺）.The mom
pulled out a coupon （優惠券）， and the saleslady stared blankly at the
coupon.She then explained that for some reason this coupon could not be
used， pointing out the miniscule （極小的） words printed at the
bottom.
　　Then the mom chatted back and forth for a bit with the saleslady and
then finally leaned down to her daughter and explained to her that there
would be no glasses that day， maybe next month she said.
　　The little girl’s eyes started to tear up.The mom leaned a little closer
and told her it would be OK and that she needed a little more time to save
up for them.The little girl responded， “But Mommy， I can’t see and
I want to be able to see when I start school next week.I want to do well，
Mommy！ What if I’m in the back？”
注意：1.續寫詞數應為150左右；
2. 請按如下格式作答。
　　Seeing this， I quietly called the saleslady over. 　　　　　　　　　　　　　　　　 　　　　　　　
　　The saleslady was so moved. 　　　　　　　　　　　 　　　　　　　　　　　
　
　　　　　　　　　　　　　　　　　　　　　 　
　　　　　　　　　　　　　　　　　　　　　 　
　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
　　　　　　　　　　　　　　　　　　　　　　
參考范文：
　　Seeing this， I quietly called the saleslady over.I told her that she
either honored the coupon or let me buy them.The saleslady chose the
latter and explained that she had to obey the store’s rules.I asked her to
give me the bill.After looking at it， I started putting my cash in the
counter.Seeing this， other customers around me donated their money as
well to help the little girl.
　　The saleslady was so moved.Realizing immediately she could also do
something to help， she went over and bent down next to the little girl，
holding the frames and said， “Do you like these frames， sweetie？”
The little girl fought back her tears and shook her head.The saleslady
apologized to the mom， informing her that she just realized that she
actually had misread the coupon and that there would be no problem
honoring it.She said， “That will be fifty dollars madam， just as the
coupon had stated.” The mom proudly took out the fifty dollars she had
saved and paid for the glasses.
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